
We are ten days into November, and with most of this month still left I’ve decided I need a little list of goals for myself (and maybe Nate too, depending). I’ve just been feeling sort of all over the place lately. I’m hoping this helps a little!
ONE. Know where every cent of our money is going, spend wisely, and start saving.
In the time that we’ve been married and living on our own we’ve done fine with the bills .. but.. the ever present feeling that oh there’s plenty of money in the checking account- let’s go out for dinner! (and other thoughts/feelings along the same lines) have caused us to not save a whole lot. We haven’t really gone up or down- but coasting isn’t any good either. Why? Because we have to plan for things like, oh, missing 5 days of work between the both of us to be sick. We have savings, but it’s slowly decreased over the past few months- and I’m pretty sure if we were doing things the way we should be it- it would be increasing. So November is a challenging month because we have quite a bit less money than we should, and climbing out of the hole is tough. But it’s opened my eyes and I’m ready to put us on a well structured budget.
TWO. Eat right and do SOMETHING.
And by something I mean- exercise. But when I say this I don’t mean go to the gym. Because you know what? I wont go to the gym. And you know what else? We’ve been paying monthly for a gym membership that we haven’t used since before our wedding in June. (touching base on knowing where every cent of our money is going!) This is a waste, a big big waste. But I do need to find things that I will do and that I can do around the house. My current eating and drinking habits have me (and Nate) headed for bad things that will eventually get us if we don’t start slowly changing some things!
THREE. Organize my house.
We still have a lot of crap just .. everywhere.. in our two extra rooms. This irks me. I want things in their place. I want the pile up of mail, junk mail, and important documents in the kitchen to be filed or shredded. I want to know where things are. I want the bed frame in the spare bedroom put together and out of the spare bedroom closet. I want the bottom of Nate’s closet in our room to be organized and have all of that stuff sorted out to it’s rightful place. I just feel like if we don’t organize what we have now, it’s going to be that much worse as time goes on. On that subject: I just asked Nate if he mailed off his mail in rebate for his cell phone. And after finally digging it out: we have like 3 days left to mail it. LOL.
FOUR. Come up with a travel plan.
I typically go home to Florida for Christmas each year- but this year is different. This year, I’ve spent my time off on my wedding/honeymoon. This year we actually have bills so unpaid time off isn’t an option. This year we kind of want to spend our first Christmas in our brand new home. But this year, my Parents are basically stuck in Florida what with my Step-Dad being laid off/trying to get diability. This whole Florida/Kentucky thing is slowly starting to just plain not work anymore, but there’s literally no fix. I don’t know what kind of solution I think I’m going to come up with but, I have to figure something out.
FIVE. Relax and enjoy life.
I’ve been completely at peace with all of my friendships/relationships- past and present- for quite a while. I have no drama. I enjoy the time I spend with the people I spend time with because I like them, they like me, we enjoy each other’s company, and there’s nothing hard about it. It’s simple, and it’s refreshing. And I plan to continue enjoying it!














by having a budget and sticking to it I’ve been amazed at how much i’ve been able to save and pay off my debt. Hopefully it helps you two out 🙂
Ha, a lot of your list is similar to mine — the better money practices, the eating healthy and doing some sort of movement, organizing the home, etc.
The money thing has been going better over the past few months but there is definitely room for improvement. Eating better and working out is give and take, some days great, some days horrible. And I need to clean my house. It’s not bad but it ain’t pristine either, ha!
I hope we can both achieve our goals this month!